A recent report from the National Small Business Association (NSBA) revealed some surprising results from a survey of their members. They report that only 65% of small businesses are able to obtain adequate financing. This is down from 73% just six months ago. The decrease in capital availability is in line with the slow growth in employment over the last 12 months as well as the low projections for the next 12 months. Small business owners do not want to take on additional debt as the projections for growth of revenues and profits are a disincentive.
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